Lenders look

Lenders look at manufactured homes differently than traditional homes, i.e., not as likely to maintain value and greater deterioration of their collateral. If at some point in the future, you would ever with to sell the home or property, a mfg home is never as marketable as a trad home.

If you have to make a decision based on cost vs. amenities, you will be better served to build a smaller traditional home with fewer amenities than to have an upscale manufactured home put on the lot/land.